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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,985 | $201,264-31.4% | $184,185-25.1% | $145,978-5.5% |
| Participation rate | 90.9% | 87.5%+3.4pp | 86.8%+4.1pp | 80.3%+10.6pp |
| Annual return | 20.43% | 29.00%-8.6pp | 28.81%-8.4pp | 550.52%-530.1pp |
| Employer contribution / active EE | $0 | $7,021-100.0% | $6,426-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $19,965 | $9,806+103.6% | $9,132+118.6% | $6,690+198.4% |
| Admin fee / account holder | $4,827 | $16,376-70.5% | $13,909-65.3% | $13,400-64.0% |