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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,320 | $208,088-77.3% | $186,193-74.6% | $154,746-69.4% |
| Participation rate | 42.9% | 80.0%-37.1pp | 77.1%-34.3pp | 80.7%-37.8pp |
| Annual return | 18.35% | 89.97%-71.6pp | 78.03%-59.7pp | 172.34%-154.0pp |
| Employer contribution / active EE | $1,665 | $4,340-61.6% | $3,918-57.5% | $4,379-62.0% |
| Participant deferral / active EE | $3,853 | $7,078-45.6% | $6,513-40.8% | $6,730-42.8% |
| Admin fee / account holder | $524 | $11,698-95.5% | $11,058-95.3% | $14,365-96.4% |