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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,320 | $180,749-73.8% | $160,784-70.6% | $137,256-65.5% |
| Participation rate | 42.9% | 80.0%-37.1pp | 77.0%-34.1pp | 80.0%-37.1pp |
| Annual return | 18.35% | 2234.46%-2216.1pp | 1803.92%-1785.6pp | 220.34%-202.0pp |
| Employer contribution / active EE | $1,665 | $4,155-59.9% | $3,733-55.4% | $4,156-59.9% |
| Participant deferral / active EE | $3,853 | $6,844-43.7% | $6,293-38.8% | $6,407-39.9% |
| Admin fee / account holder | $524 | $10,397-95.0% | $9,717-94.6% | $12,270-95.7% |