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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,820 | $77,962+157.6% | $178,540+12.5% | $80,935+148.1% |
| Participation rate | 62.5% | 65.7%-3.2pp | 77.1%-14.6pp | 67.7%-5.2pp |
| Annual return | 13.98% | 18.10%-4.1pp | 27.15%-13.2pp | 35.66%-21.7pp |
| Employer contribution / active EE | $8,142 | $2,280+257.1% | $3,953+106.0% | $2,757+195.4% |
| Participant deferral / active EE | $14,153 | $4,404+221.4% | $6,281+125.3% | $4,299+229.2% |
| Admin fee / account holder | $40,997 | $7,156+472.9% | $10,424+293.3% | $6,924+492.1% |