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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,802 | $100,194+57.5% | $122,979+28.3% | $86,983+81.4% |
| Participation rate | 78.1% | 73.0%+5.2pp | 77.2%+0.9pp | 69.5%+8.6pp |
| Annual return | 17.65% | 16.47%+1.2pp | 20.12%-2.5pp | 25.83%-8.2pp |
| Employer contribution / active EE | $6,653 | $2,326+186.1% | $3,062+117.2% | $2,584+157.4% |
| Participant deferral / active EE | $11,394 | $4,133+175.7% | $5,003+127.7% | $4,194+171.7% |
| Admin fee / account holder | $4,684 | $10,148-53.8% | $12,864-63.6% | $7,856-40.4% |