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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,175 | $77,472-39.1% | $100,392-53.0% | $80,935-41.7% |
| Participation rate | 85.2% | 76.9%+8.2pp | 81.5%+3.7pp | 67.7%+17.5pp |
| Annual return | 14.87% | 37.26%-22.4pp | 49.45%-34.6pp | 35.66%-20.8pp |
| Employer contribution / active EE | $3,430 | $2,800+22.5% | $3,941-13.0% | $2,757+24.4% |
| Participant deferral / active EE | $6,735 | $6,818-1.2% | $8,090-16.7% | $4,299+56.6% |
| Admin fee / account holder | $464 | $5,885-92.1% | $7,904-94.1% | $6,924-93.3% |