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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,037 | $58,848-89.7% | $88,179-93.2% | $82,637-92.7% |
| Participation rate | 73.5% | 57.9%+15.6pp | 69.1%+4.4pp | 68.1%+5.5pp |
| Annual return | 19.70% | 22.76%-3.1pp | 64.97%-45.3pp | 53.51%-33.8pp |
| Employer contribution / active EE | $0 | $1,678-100.0% | $2,549-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,093 | $3,124-33.0% | $4,614-54.6% | $4,126-49.3% |
| Admin fee / account holder | $1,563 | $4,795-67.4% | $7,673-79.6% | $7,339-78.7% |