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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,429 | $74,535+69.6% | $100,712+25.5% | $82,637+53.0% |
| Participation rate | 82.1% | 61.2%+21.0pp | 69.3%+12.9pp | 68.1%+14.1pp |
| Annual return | 21.64% | 18.92%+2.7pp | 33.27%-11.6pp | 53.51%-31.9pp |
| Employer contribution / active EE | $1,623 | $1,503+8.0% | $2,313-29.8% | $2,552-36.4% |
| Participant deferral / active EE | $5,449 | $3,074+77.3% | $4,085+33.4% | $4,126+32.1% |
| Admin fee / account holder | $342 | $6,576-94.8% | $9,256-96.3% | $7,339-95.3% |