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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,274 | $77,962-88.1% | $178,540-94.8% | $80,935-88.5% |
| Participation rate | 75.0% | 65.7%+9.3pp | 77.1%-2.1pp | 67.7%+7.3pp |
| Annual return | 52.95% | 18.10%+34.9pp | 27.15%+25.8pp | 35.66%+17.3pp |
| Employer contribution / active EE | $1,662 | $2,280-27.1% | $3,953-58.0% | $2,757-39.7% |
| Participant deferral / active EE | $2,511 | $4,404-43.0% | $6,281-60.0% | $4,299-41.6% |
| Admin fee / account holder | $1,485 | $7,156-79.3% | $10,424-85.8% | $6,924-78.6% |