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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,196 | $90,400-86.5% | $186,193-93.4% | $87,485-86.1% |
| Participation rate | 71.4% | 66.2%+5.2pp | 77.1%-5.7pp | 68.9%+2.5pp |
| Annual return | 16.95% | 22.15%-5.2pp | 78.03%-61.1pp | 26.06%-9.1pp |
| Employer contribution / active EE | $1,499 | $2,170-30.9% | $3,918-61.7% | $2,596-42.3% |
| Participant deferral / active EE | $1,911 | $4,330-55.9% | $6,513-70.7% | $4,274-55.3% |
| Admin fee / account holder | $4,987 | $8,673-42.5% | $11,058-54.9% | $7,775-35.9% |