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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,078 | $26,936+111.9% | $53,647+6.4% | $71,012-19.6% |
| Participation rate | 10.3% | 21.9%-11.6pp | 56.3%-46.0pp | 58.6%-48.3pp |
| Annual return | 16.95% | 81.59%-64.6pp | 358.33%-341.4pp | 37.67%-20.7pp |
| Employer contribution / active EE | $249 | $335-25.8% | $962-74.1% | $2,348-89.4% |
| Participant deferral / active EE | $503 | $590-14.8% | $1,813-72.3% | $3,246-84.5% |
| Admin fee / account holder | $1,814 | $2,177-16.6% | $2,460-26.2% | $1,167+55.5% |