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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,957 | $90,691-26.2% | $76,119-12.0% | $145,884-54.1% |
| Participation rate | 84.6% | 74.5%+10.1pp | 69.1%+15.5pp | 80.3%+4.3pp |
| Annual return | 12.72% | 624.52%-611.8pp | 361.25%-348.5pp | 551.85%-539.1pp |
| Employer contribution / active EE | $1,837 | $3,329-44.8% | $2,693-31.8% | $4,662-60.6% |
| Participant deferral / active EE | $3,706 | $5,167-28.3% | $4,259-13.0% | $6,690-44.6% |
| Admin fee / account holder | $3,261 | $8,383-61.1% | $6,421-49.2% | $13,392-75.7% |