Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,254 | $69,444+15.6% | $92,985-13.7% | $87,485-8.3% |
| Participation rate | 35.9% | 63.3%-27.4pp | 69.5%-33.6pp | 68.9%-33.0pp |
| Annual return | 10.12% | 23.85%-13.7pp | 27.99%-17.9pp | 26.06%-15.9pp |
| Employer contribution / active EE | $935 | $1,917-51.2% | $2,662-64.9% | $2,596-64.0% |
| Participant deferral / active EE | $2,163 | $3,364-35.7% | $4,377-50.6% | $4,274-49.4% |
| Admin fee / account holder | $17,822 | $6,137+190.4% | $9,463+88.3% | $7,775+129.2% |