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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,896 | $81,487-63.3% | $102,412-70.8% | $80,935-63.1% |
| Participation rate | 53.2% | 66.8%-13.6pp | 74.5%-21.3pp | 67.7%-14.5pp |
| Annual return | 12.52% | 25.60%-13.1pp | 24.94%-12.4pp | 35.66%-23.1pp |
| Employer contribution / active EE | $1,410 | $3,103-54.6% | $3,870-63.6% | $2,757-48.9% |
| Participant deferral / active EE | $2,283 | $3,871-41.0% | $5,060-54.9% | $4,299-46.9% |
| Admin fee / account holder | $4,107 | $6,717-38.9% | $8,388-51.0% | $6,924-40.7% |