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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,367 | $58,258-54.7% | $81,820-67.8% | $80,925-67.4% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 15.39% | 41.76%-26.4pp | 777.93%-762.5pp | 35.65%-20.3pp |
| Employer contribution / active EE | $10,752 | $2,345+358.4% | $2,915+268.8% | $2,756+290.1% |
| Participant deferral / active EE | $2,287 | $3,284-30.4% | $4,323-47.1% | $4,299-46.8% |
| Admin fee / account holder | $704 | $4,976-85.8% | $7,391-90.5% | $6,940-89.9% |