Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC Service code 27 29 SAWYER ROAD · WALTHAM, MA 024533483 | Advisory (Plan) | $36,592 |
Service code 99 1601 W LAKES PKWY STE 300 · DES MOINSE, IA 50266 | Other Fees | $12,500 |
PACO INC4 years Service code 13 1200 VALLEY WEST DRIVE, STE 507 · WEST DES MOINES, IA 502661906 | Contract Administrator | $6,889 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,041 | $101,672-25.2% | $147,117-48.3% | $74,478+2.1% |
| Participation rate | 63.0% | 75.5%-12.6pp | 82.2%-19.2pp | 67.2%-4.3pp |
| Annual return | 17.34% | 8757.83%-8740.5pp | 420.54%-403.2pp | 1370.56%-1353.2pp |
| Employer contribution / active EE | $17 | $3,813-99.6% | $4,932-99.7% | $2,626-99.4% |
| Participant deferral / active EE | $4,979 | $7,305-31.8% | $8,065-38.3% | $4,350+14.4% |
| Admin fee / account holder | $383 | $1,753-78.2% | $12,993-97.1% | $1,946-80.3% |