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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,011 | $31,105+118.7% | $53,647+26.8% | $64,097+6.1% |
| Participation rate | 33.8% | 30.7%+3.1pp | 56.3%-22.5pp | 55.2%-21.4pp |
| Annual return | 16.45% | 22.54%-6.1pp | 358.33%-341.9pp | 34.64%-18.2pp |
| Employer contribution / active EE | $587 | $441+33.3% | $962-39.0% | $1,891-69.0% |
| Participant deferral / active EE | $887 | $896-1.0% | $1,813-51.1% | $3,080-71.2% |
| Admin fee / account holder | $2,500 | $2,195+13.9% | $2,460+1.6% | $3,454-27.6% |