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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,781 | $30,437+106.3% | $56,033+12.0% | $74,459-15.7% |
| Participation rate | 36.0% | 32.9%+3.1pp | 52.5%-16.5pp | 67.2%-31.2pp |
| Annual return | 11.65% | 24.96%-13.3pp | 1711.38%-1699.7pp | 1369.70%-1358.1pp |
| Employer contribution / active EE | $677 | $610+11.0% | $1,041-35.0% | $2,626-74.2% |
| Participant deferral / active EE | $2,106 | $1,176+79.2% | $1,954+7.8% | $4,350-51.6% |
| Admin fee / account holder | $2,593 | $2,363+9.7% | $2,827-8.3% | $1,945+33.3% |