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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,956 | $117,846+41.7% | $102,434+63.0% | $145,884+14.4% |
| Participation rate | 69.2% | 78.6%-9.4pp | 76.5%-7.3pp | 80.3%-11.1pp |
| Annual return | 16.53% | 31.90%-15.4pp | 29.46%-12.9pp | 551.85%-535.3pp |
| Employer contribution / active EE | $2,243 | $3,615-38.0% | $3,023-25.8% | $4,662-51.9% |
| Participant deferral / active EE | $6,654 | $5,733+16.0% | $5,055+31.6% | $6,690-0.5% |
| Admin fee / account holder | $20,314 | $13,356+52.1% | $9,462+114.7% | $13,392+51.7% |