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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,117 | $114,119-41.2% | $107,187-37.4% | $138,895-51.7% |
| Participation rate | 95.8% | 78.1%+17.8pp | 75.0%+20.8pp | 79.9%+15.9pp |
| Annual return | 15.10% | 273.21%-258.1pp | 204.55%-189.4pp | 145.39%-130.3pp |
| Employer contribution / active EE | $2,199 | $4,059-45.8% | $3,782-41.9% | $4,194-47.6% |
| Participant deferral / active EE | $5,125 | $5,538-7.5% | $5,096+0.6% | $6,396-19.9% |
| Admin fee / account holder | $2,762 | $10,024-72.4% | $9,162-69.9% | $12,562-78.0% |