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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,763 | $102,609+9.9% | $98,090+15.0% | $138,895-18.8% |
| Participation rate | 40.0% | 82.8%-42.8pp | 81.5%-41.5pp | 79.9%-39.9pp |
| Annual return | 18.02% | 36.44%-18.4pp | 37.05%-19.0pp | 145.39%-127.4pp |
| Employer contribution / active EE | $1,889 | $3,867-51.2% | $3,606-47.6% | $4,194-55.0% |
| Participant deferral / active EE | $5,624 | $8,167-31.1% | $7,845-28.3% | $6,396-12.1% |
| Admin fee / account holder | $3,637 | $11,434-68.2% | $11,815-69.2% | $12,562-71.0% |