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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,729 | $106,524+20.8% | $152,301-15.5% | $87,485+47.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 5.68% | 26.89%-21.2pp | 80.50%-74.8pp | 26.06%-20.4pp |
| Employer contribution / active EE | $1,759 | $3,371-47.8% | $4,624-62.0% | $2,596-32.3% |
| Participant deferral / active EE | $5,949 | $6,525-8.8% | $8,004-25.7% | $4,274+39.2% |
| Admin fee / account holder | $99,797 | $8,287+1104.3% | $14,398+593.1% | $7,775+1183.6% |