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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,729 | $99,875+28.9% | $146,866-12.3% | $86,983+48.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 5.68% | 28.10%-22.4pp | 102.85%-97.2pp | 25.83%-20.1pp |
| Employer contribution / active EE | $1,759 | $3,224-45.5% | $4,425-60.3% | $2,584-32.0% |
| Participant deferral / active EE | $5,949 | $6,322-5.9% | $7,759-23.3% | $4,194+41.9% |
| Admin fee / account holder | $99,797 | $7,838+1173.3% | $13,620+632.7% | $7,856+1170.3% |