See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $44,916 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $17,740 |
Filed as: WELLTH ADVISORY SERVICES, LLC Service code 27 · EIN 99-2539506 | Advisory (Plan) | $5,923 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,027 | $78,485+0.7% | $106,213-25.6% | $74,495+6.1% |
| Participation rate | 44.6% | 72.8%-28.3pp | 75.3%-30.7pp | 67.2%-22.6pp |
| Annual return | 11.70% | 15.95%-4.3pp | 116.14%-104.4pp | 1364.94%-1353.2pp |
| Employer contribution / active EE | $278 | $2,523-89.0% | $3,171-91.2% | $2,623-89.4% |
| Participant deferral / active EE | $2,358 | $4,322-45.4% | $5,016-53.0% | $4,346-45.7% |
| Admin fee / account holder | $442 | $2,232-80.2% | $11,033-96.0% | $1,942-77.2% |