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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,535 | $156,398+114.5% | $147,318+127.8% | $138,895+141.6% |
| Participation rate | 90.9% | 83.8%+7.2pp | 82.1%+8.8pp | 79.9%+11.0pp |
| Annual return | 19.87% | 78.75%-58.9pp | 70.43%-50.6pp | 145.39%-125.5pp |
| Employer contribution / active EE | $7,800 | $4,853+60.7% | $4,593+69.8% | $4,194+86.0% |
| Participant deferral / active EE | $9,754 | $8,237+18.4% | $7,906+23.4% | $6,396+52.5% |
| Admin fee / account holder | $4,168 | $14,976-72.2% | $13,708-69.6% | $12,562-66.8% |