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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,835 | $88,672+204.3% | $105,223+156.4% | $82,448+227.3% |
| Participation rate | 98.6% | 67.9%+30.7pp | 75.0%+23.6pp | 68.1%+30.6pp |
| Annual return | 13.93% | 30.86%-16.9pp | 180.65%-166.7pp | 41.64%-27.7pp |
| Employer contribution / active EE | $4,882 | $3,048+60.2% | $3,689+32.4% | $2,551+91.4% |
| Participant deferral / active EE | $7,311 | $4,036+81.2% | $5,072+44.2% | $4,139+76.6% |
| Admin fee / account holder | $11,852 | $7,146+65.9% | $8,859+33.8% | $7,234+63.8% |