Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,782 | $70,002-77.5% | $115,038-86.3% | $52,331-69.8% |
| Participation rate | 34.3% | 72.1%-37.8pp | 81.4%-47.1pp | 68.1%-33.8pp |
| Annual return | -0.59% | 4.04%-4.6pp | 26.14%-26.7pp | 4.54%-5.1pp |
| Employer contribution / active EE | $2,279 | $2,715-16.1% | $4,608-50.5% | $1,882+21.1% |
| Participant deferral / active EE | $576 | $4,920-88.3% | $6,026-90.4% | $3,022-80.9% |
| Admin fee / account holder | $469 | $566-17.1% | $8,175-94.3% | $592-20.6% |