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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,856 | $95,404-21.5% | $113,397-34.0% | $82,637-9.4% |
| Participation rate | 90.9% | 72.8%+18.1pp | 76.5%+14.4pp | 68.1%+22.9pp |
| Annual return | 34.48% | 19.08%+15.4pp | 23.20%+11.3pp | 53.51%-19.0pp |
| Employer contribution / active EE | $2,783 | $2,307+20.7% | $2,977-6.5% | $2,552+9.0% |
| Participant deferral / active EE | $5,973 | $4,220+41.6% | $5,076+17.7% | $4,126+44.8% |
| Admin fee / account holder | $1,407 | $9,168-84.7% | $11,957-88.2% | $7,339-80.8% |