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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,202,200 | $183,592+554.8% | $155,574+672.8% | $145,877+724.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.46% | 61.37%-53.9pp | 64.87%-57.4pp | 551.28%-543.8pp |
| Employer contribution / active EE | $30,820 | $5,317+479.7% | $4,676+559.1% | $4,663+561.0% |
| Participant deferral / active EE | $8,700 | $6,466+34.5% | $5,629+54.5% | $6,691+30.0% |
| Admin fee / account holder | $72,671 | $19,316+276.2% | $15,914+356.6% | $13,402+442.2% |