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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,038 | $155,555+128.2% | $146,866+141.7% | $155,188+128.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 14.44% | 115.41%-101.0pp | 102.85%-88.4pp | 148.84%-134.4pp |
| Employer contribution / active EE | $4,953 | $4,647+6.6% | $4,425+12.0% | $4,248+16.6% |
| Participant deferral / active EE | $10,562 | $8,044+31.3% | $7,759+36.1% | $6,531+61.7% |
| Admin fee / account holder | $9,585 | $14,755-35.0% | $13,620-29.6% | $14,480-33.8% |