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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,912 | $129,737-26.1% | $119,126-19.5% | $154,746-38.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.16% | 379.08%-363.9pp | 282.11%-266.9pp | 172.34%-157.2pp |
| Employer contribution / active EE | $2,674 | $4,375-38.9% | $4,034-33.7% | $4,379-38.9% |
| Participant deferral / active EE | $6,701 | $5,842+14.7% | $5,318+26.0% | $6,730-0.4% |
| Admin fee / account holder | $1,239 | $11,961-89.6% | $10,693-88.4% | $14,365-91.4% |