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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,552 | $57,119-64.0% | $85,187-75.9% | $80,935-74.6% |
| Participation rate | 46.2% | 56.4%-10.3pp | 67.5%-21.4pp | 67.7%-21.5pp |
| Annual return | 12.46% | 21.70%-9.2pp | 66.67%-54.2pp | 35.66%-23.2pp |
| Employer contribution / active EE | $605 | $1,802-66.4% | $2,732-77.8% | $2,757-78.0% |
| Participant deferral / active EE | $1,521 | $3,115-51.2% | $4,525-66.4% | $4,299-64.6% |
| Admin fee / account holder | $161 | $4,990-96.8% | $6,162-97.4% | $6,924-97.7% |