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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,756 | $96,731+78.6% | $123,973+39.3% | $86,983+98.6% |
| Participation rate | 78.9% | 70.0%+8.9pp | 76.7%+2.3pp | 69.5%+9.4pp |
| Annual return | 13.59% | 17.33%-3.7pp | 388.13%-374.5pp | 25.83%-12.2pp |
| Employer contribution / active EE | $657 | $3,297-80.1% | $4,126-84.1% | $2,584-74.6% |
| Participant deferral / active EE | $5,836 | $4,152+40.6% | $5,247+11.2% | $4,194+39.2% |
| Admin fee / account holder | $18,251 | $8,722+109.2% | $11,799+54.7% | $7,856+132.3% |