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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,756 | $93,345+85.1% | $119,126+45.0% | $87,485+97.5% |
| Participation rate | 78.9% | 68.7%+10.2pp | 75.8%+3.2pp | 68.9%+10.0pp |
| Annual return | 13.59% | 19.08%-5.5pp | 282.11%-268.5pp | 26.06%-12.5pp |
| Employer contribution / active EE | $657 | $3,172-79.3% | $4,034-83.7% | $2,596-74.7% |
| Participant deferral / active EE | $5,836 | $4,099+42.4% | $5,318+9.7% | $4,274+36.6% |
| Admin fee / account holder | $18,251 | $8,039+127.0% | $10,693+70.7% | $7,775+134.7% |