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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,270 | $68,586+36.0% | $120,380-22.5% | $80,911+15.3% |
| Participation rate | 80.8% | 61.6%+19.2pp | 71.9%+8.9pp | 67.6%+13.1pp |
| Annual return | -46.49% | 23.62%-70.1pp | 107.28%-153.8pp | 35.63%-82.1pp |
| Employer contribution / active EE | $10,562 | $2,053+414.6% | $3,465+204.8% | $2,756+283.3% |
| Participant deferral / active EE | $1,667 | $3,174-47.5% | $4,992-66.6% | $4,297-61.2% |
| Admin fee / account holder | $9,050 | $5,733+57.8% | $9,421-3.9% | $6,935+30.5% |