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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,270 | $68,878+35.4% | $120,574-22.6% | $80,935+15.2% |
| Participation rate | 80.8% | 61.7%+19.1pp | 71.9%+8.8pp | 67.7%+13.1pp |
| Annual return | -46.49% | 23.67%-70.2pp | 107.42%-153.9pp | 35.66%-82.2pp |
| Employer contribution / active EE | $10,562 | $2,065+411.5% | $3,471+204.3% | $2,757+283.2% |
| Participant deferral / active EE | $1,667 | $3,189-47.7% | $4,996-66.6% | $4,299-61.2% |
| Admin fee / account holder | $9,050 | $5,782+56.5% | $9,445-4.2% | $6,924+30.7% |