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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,619 | $86,940-52.1% | $102,434-59.4% | $80,935-48.6% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 13.67% | 18.89%-5.2pp | 29.46%-15.8pp | 35.66%-22.0pp |
| Employer contribution / active EE | $2,051 | $2,370-13.4% | $3,023-32.2% | $2,757-25.6% |
| Participant deferral / active EE | $3,266 | $4,121-20.8% | $5,055-35.4% | $4,299-24.0% |
| Admin fee / account holder | $2,635 | $8,047-67.3% | $9,462-72.2% | $6,924-61.9% |