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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,619 | $86,919-52.1% | $102,457-59.4% | $80,911-48.6% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 13.67% | 18.90%-5.2pp | 29.41%-15.7pp | 35.63%-22.0pp |
| Employer contribution / active EE | $2,051 | $2,368-13.4% | $3,022-32.1% | $2,756-25.6% |
| Participant deferral / active EE | $3,266 | $4,119-20.7% | $5,054-35.4% | $4,297-24.0% |
| Admin fee / account holder | $2,635 | $8,049-67.3% | $9,451-72.1% | $6,935-62.0% |