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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,355 | $114,119-11.2% | $107,187-5.4% | $138,895-27.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.49% | 273.21%-257.7pp | 204.55%-189.1pp | 145.39%-129.9pp |
| Employer contribution / active EE | $10,742 | $4,059+164.7% | $3,782+184.0% | $4,194+156.1% |
| Participant deferral / active EE | $10,352 | $5,538+86.9% | $5,096+103.1% | $6,396+61.8% |
| Admin fee / account holder | $715 | $10,024-92.9% | $9,162-92.2% | $12,562-94.3% |