Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $50,182 |
Filed as: PRINCIPAL SECURITIES INC Service code 27 · EIN 42-0941553 | Advisory (Plan) | $21,396 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,956 | $43,496+49.3% | $161,489-59.8% | $64,340+1.0% |
| Participation rate | 57.8% | 53.5%+4.3pp | 78.7%-20.9pp | 55.2%+2.5pp |
| Annual return | 9.34% | 20.76%-11.4pp | 89.72%-80.4pp | 24.14%-14.8pp |
| Employer contribution / active EE | $1,098 | $1,431-23.3% | $4,268-74.3% | $1,862-41.0% |
| Participant deferral / active EE | $1,354 | $1,996-32.2% | $5,630-75.9% | $2,980-54.6% |
| Admin fee / account holder | $326 | $2,330-86.0% | $16,006-98.0% | $3,703-91.2% |