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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,809 | $110,379+310.2% | $102,412+342.1% | $145,884+210.4% |
| Participation rate | 95.0% | 77.9%+17.1pp | 74.5%+20.5pp | 80.3%+14.7pp |
| Annual return | 13.17% | 24.84%-11.7pp | 24.94%-11.8pp | 551.85%-538.7pp |
| Employer contribution / active EE | $13,999 | $4,216+232.0% | $3,870+261.7% | $4,662+200.3% |
| Participant deferral / active EE | $6,456 | $5,622+14.8% | $5,060+27.6% | $6,690-3.5% |
| Admin fee / account holder | $6,462 | $9,745-33.7% | $8,388-23.0% | $13,392-51.7% |