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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,784 | $110,379+18.5% | $102,412+27.7% | $145,884-10.4% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 17.06% | 24.84%-7.8pp | 24.94%-7.9pp | 551.85%-534.8pp |
| Employer contribution / active EE | $2,957 | $4,216-29.9% | $3,870-23.6% | $4,662-36.6% |
| Participant deferral / active EE | $8,729 | $5,622+55.3% | $5,060+72.5% | $6,690+30.5% |
| Admin fee / account holder | $14,883 | $9,745+52.7% | $8,388+77.4% | $13,392+11.1% |