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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,230 | $166,242-87.8% | $165,071-87.7% | $145,884-86.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.55% | 100.44%-88.9pp | 70.17%-58.6pp | 551.85%-540.3pp |
| Employer contribution / active EE | $2,216 | $5,283-58.1% | $4,347-49.0% | $4,662-52.5% |
| Participant deferral / active EE | $2,216 | $6,964-68.2% | $6,035-63.3% | $6,690-66.9% |
| Admin fee / account holder | $1,640 | $16,658-90.2% | $12,695-87.1% | $13,392-87.8% |