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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,409 | $57,061-23.9% | $85,063-49.0% | $80,911-46.3% |
| Participation rate | 96.9% | 56.3%+40.5pp | 67.5%+29.4pp | 67.6%+29.2pp |
| Annual return | 5.18% | 21.66%-16.5pp | 66.54%-61.4pp | 35.63%-30.4pp |
| Employer contribution / active EE | $2,697 | $1,799+50.0% | $2,727-1.1% | $2,756-2.1% |
| Participant deferral / active EE | $3,588 | $3,110+15.4% | $4,523-20.7% | $4,297-16.5% |
| Admin fee / account holder | $7,327 | $4,986+46.9% | $6,155+19.0% | $6,935+5.7% |