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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,409 | $57,119-24.0% | $85,187-49.0% | $80,935-46.4% |
| Participation rate | 96.9% | 56.4%+40.5pp | 67.5%+29.4pp | 67.7%+29.2pp |
| Annual return | 5.18% | 21.70%-16.5pp | 66.67%-61.5pp | 35.66%-30.5pp |
| Employer contribution / active EE | $2,697 | $1,802+49.7% | $2,732-1.3% | $2,757-2.1% |
| Participant deferral / active EE | $3,588 | $3,115+15.2% | $4,525-20.7% | $4,299-16.5% |
| Admin fee / account holder | $7,327 | $4,990+46.8% | $6,162+18.9% | $6,924+5.8% |