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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,196 | $115,225+33.8% | $100,712+53.1% | $138,895+11.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 17.41% | 40.35%-22.9pp | 33.27%-15.9pp | 145.39%-128.0pp |
| Employer contribution / active EE | $1,850 | $2,771-33.3% | $2,313-20.0% | $4,194-55.9% |
| Participant deferral / active EE | $6,813 | $4,699+45.0% | $4,085+66.8% | $6,396+6.5% |
| Admin fee / account holder | $2,653 | $10,844-75.5% | $9,256-71.3% | $12,562-78.9% |