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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,038 | $183,539+19.3% | $155,556+40.8% | $145,897+50.1% |
| Participation rate | 91.3% | 82.7%+8.6pp | 78.2%+13.1pp | 80.3%+11.0pp |
| Annual return | 16.43% | 61.31%-44.9pp | 64.84%-48.4pp | 552.29%-535.9pp |
| Employer contribution / active EE | $3,079 | $5,315-42.1% | $4,675-34.1% | $4,663-34.0% |
| Participant deferral / active EE | $6,069 | $6,467-6.1% | $5,631+7.8% | $6,689-9.3% |
| Admin fee / account holder | $23,836 | $19,275+23.7% | $15,885+50.1% | $13,390+78.0% |