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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,250 | $69,590-17.7% | $136,867-58.2% | $94,015-39.1% |
| Participation rate | 100.0% | 66.3%+33.7pp | 74.5%+25.5pp | 70.8%+29.2pp |
| Annual return | 10.99% | 19.62%-8.6pp | 42.97%-32.0pp | 17.84%-6.9pp |
| Employer contribution / active EE | $2,897 | $2,396+20.9% | $3,547-18.3% | $2,790+3.8% |
| Participant deferral / active EE | $763 | $3,437-77.8% | $4,924-84.5% | $4,249-82.0% |
| Admin fee / account holder | $8,032 | $8,912-9.9% | $10,340-22.3% | $8,951-10.3% |