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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,250 | $51,638+10.9% | $68,368-16.3% | $82,448-30.6% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 10.99% | 37.53%-26.5pp | 292.57%-281.6pp | 41.64%-30.6pp |
| Employer contribution / active EE | $2,897 | $2,047+41.6% | $2,649+9.4% | $2,551+13.6% |
| Participant deferral / active EE | $763 | $2,914-73.8% | $4,123-81.5% | $4,139-81.6% |
| Admin fee / account holder | $8,032 | $4,643+73.0% | $5,150+56.0% | $7,234+11.0% |