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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,955 | $55,902+82.4% | $76,030+34.1% | $80,959+25.9% |
| Participation rate | 72.4% | 62.1%+10.3pp | 69.1%+3.4pp | 67.7%+4.7pp |
| Annual return | 9.72% | 20.59%-10.9pp | 361.54%-351.8pp | 35.67%-26.0pp |
| Employer contribution / active EE | $2,438 | $1,867+30.6% | $2,688-9.3% | $2,757-11.6% |
| Participant deferral / active EE | $4,075 | $3,051+33.6% | $4,257-4.3% | $4,300-5.2% |
| Admin fee / account holder | $14,747 | $5,239+181.5% | $6,421+129.7% | $6,925+112.9% |