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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,440 | $87,465-13.7% | $122,979-38.7% | $65,306+15.5% |
| Participation rate | 66.9% | 66.0%+0.9pp | 77.2%-10.3pp | 57.7%+9.3pp |
| Annual return | 19.16% | 19.76%-0.6pp | 20.12%-1.0pp | 21.94%-2.8pp |
| Employer contribution / active EE | $1,090 | $2,156-49.4% | $3,062-64.4% | $1,967-44.6% |
| Participant deferral / active EE | $3,364 | $3,705-9.2% | $5,003-32.8% | $2,959+13.7% |
| Admin fee / account holder | $3,824 | $5,100-25.0% | $12,864-70.3% | $3,480+9.9% |