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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,893 | $124,980-18.5% | $108,359-6.0% | $154,746-34.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.06% | 45.00%-29.9pp | 36.89%-21.8pp | 172.34%-157.3pp |
| Employer contribution / active EE | $2,489 | $2,851-12.7% | $2,399+3.7% | $4,379-43.2% |
| Participant deferral / active EE | $3,985 | $4,743-16.0% | $4,137-3.7% | $6,730-40.8% |
| Admin fee / account holder | $2,149 | $11,502-81.3% | $9,741-77.9% | $14,365-85.0% |