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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,559 | $55,930+119.1% | $76,089+61.1% | $80,925+51.4% |
| Participation rate | 73.5% | 62.1%+11.5pp | 69.1%+4.4pp | 67.7%+5.9pp |
| Annual return | 12.79% | 20.58%-7.8pp | 360.94%-348.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $897 | $1,866-52.0% | $2,690-66.7% | $2,756-67.5% |
| Participant deferral / active EE | $2,636 | $3,051-13.6% | $4,259-38.1% | $4,299-38.7% |
| Admin fee / account holder | $5,048 | $5,241-3.7% | $6,418-21.3% | $6,940-27.3% |