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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,897 | $184,014+45.0% | $161,149+65.6% | $138,895+92.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 18.02% | 21.52%-3.5pp | 21.16%-3.1pp | 145.39%-127.4pp |
| Employer contribution / active EE | $14,684 | $5,055+190.5% | $4,360+236.8% | $4,194+250.1% |
| Participant deferral / active EE | $7,099 | $6,909+2.7% | $6,153+15.4% | $6,396+11.0% |
| Admin fee / account holder | $4,885 | $18,027-72.9% | $15,194-67.8% | $12,562-61.1% |