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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,666 | $101,752+18.6% | $164,928-26.8% | $80,911+49.1% |
| Participation rate | 88.9% | 71.8%+17.0pp | 78.6%+10.3pp | 67.6%+21.2pp |
| Annual return | 10.40% | 16.73%-6.3pp | 70.08%-59.7pp | 35.63%-25.2pp |
| Employer contribution / active EE | $2,642 | $2,953-10.5% | $4,343-39.2% | $2,756-4.1% |
| Participant deferral / active EE | $6,222 | $4,477+39.0% | $6,034+3.1% | $4,297+44.8% |
| Admin fee / account holder | $13,205 | $8,218+60.7% | $12,684+4.1% | $6,935+90.4% |