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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,666 | $101,798+18.5% | $165,071-26.9% | $80,935+49.1% |
| Participation rate | 88.9% | 71.8%+17.1pp | 78.6%+10.3pp | 67.7%+21.2pp |
| Annual return | 10.40% | 16.73%-6.3pp | 70.17%-59.8pp | 35.66%-25.3pp |
| Employer contribution / active EE | $2,642 | $2,954-10.6% | $4,347-39.2% | $2,757-4.1% |
| Participant deferral / active EE | $6,222 | $4,476+39.0% | $6,035+3.1% | $4,299+44.7% |
| Admin fee / account holder | $13,205 | $8,221+60.6% | $12,695+4.0% | $6,924+90.7% |