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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,581 | $88,710-50.9% | $81,783-46.7% | $145,959-70.1% |
| Participation rate | 55.6% | 75.0%-19.5pp | 72.4%-16.8pp | 80.3%-24.7pp |
| Annual return | 11.55% | 1027.26%-1015.7pp | 775.05%-763.5pp | 561.95%-550.4pp |
| Employer contribution / active EE | $1,439 | $3,083-53.3% | $2,913-50.6% | $4,661-69.1% |
| Participant deferral / active EE | $1,751 | $4,645-62.3% | $4,320-59.5% | $6,689-73.8% |
| Admin fee / account holder | $4,786 | $8,407-43.1% | $7,380-35.2% | $13,398-64.3% |