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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,581 | $88,815-50.9% | $81,882-46.8% | $145,897-70.1% |
| Participation rate | 55.6% | 75.1%-19.5pp | 72.4%-16.8pp | 80.3%-24.8pp |
| Annual return | 11.55% | 1033.75%-1022.2pp | 779.47%-767.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $1,439 | $3,086-53.4% | $2,916-50.7% | $4,663-69.1% |
| Participant deferral / active EE | $1,751 | $4,647-62.3% | $4,323-59.5% | $6,689-73.8% |
| Admin fee / account holder | $4,786 | $8,434-43.3% | $7,360-35.0% | $13,390-64.3% |