Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $169,910 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $67,550 |
Filed as: WELLTH ADVISORY SERVICES, LLC Service code 27 · EIN 99-2539506 | Advisory (Plan) | $51,595 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,161 | $88,137+154.3% | $164,975+35.9% | $74,429+201.2% |
| Participation rate | 86.8% | 73.1%+13.6pp | 78.6%+8.1pp | 67.2%+19.5pp |
| Annual return | 10.66% | 17.13%-6.5pp | 70.12%-59.5pp | 1368.38%-1357.7pp |
| Employer contribution / active EE | $15,806 | $2,597+508.6% | $4,343+264.0% | $2,625+502.2% |
| Participant deferral / active EE | $4,047 | $4,501-10.1% | $6,033-32.9% | $4,348-6.9% |
| Admin fee / account holder | $590 | $2,231-73.6% | $12,688-95.4% | $1,944-69.7% |