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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,539 | $115,931-32.3% | $185,441-57.6% | $86,983-9.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 8.50% | 21.47%-13.0pp | 20.16%-11.7pp | 25.83%-17.3pp |
| Employer contribution / active EE | $2,076 | $2,937-29.3% | $4,672-55.6% | $2,584-19.7% |
| Participant deferral / active EE | $5,071 | $4,551+11.4% | $6,152-17.6% | $4,194+20.9% |
| Admin fee / account holder | $6,946 | $10,687-35.0% | $17,890-61.2% | $7,856-11.6% |