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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,539 | $110,137-28.7% | $161,149-51.3% | $82,637-5.0% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 8.50% | 20.69%-12.2pp | 21.16%-12.7pp | 53.51%-45.0pp |
| Employer contribution / active EE | $2,076 | $2,856-27.3% | $4,360-52.4% | $2,552-18.7% |
| Participant deferral / active EE | $5,071 | $4,575+10.8% | $6,153-17.6% | $4,126+22.9% |
| Admin fee / account holder | $6,946 | $9,467-26.6% | $15,194-54.3% | $7,339-5.4% |