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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,644 | $91,120-9.3% | $161,149-48.7% | $64,097+28.9% |
| Participation rate | 76.7% | 62.2%+14.5pp | 78.8%-2.1pp | 55.2%+21.6pp |
| Annual return | 11.03% | 17.95%-6.9pp | 21.16%-10.1pp | 34.64%-23.6pp |
| Employer contribution / active EE | $1,452 | $2,284-36.4% | $4,360-66.7% | $1,891-23.2% |
| Participant deferral / active EE | $3,149 | $3,708-15.1% | $6,153-48.8% | $3,080+2.3% |
| Admin fee / account holder | $4,395 | $4,535-3.1% | $15,194-71.1% | $3,454+27.2% |