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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,874 | $88,186-10.6% | $165,071-52.2% | $74,459+5.9% |
| Participation rate | 69.3% | 73.1%-3.8pp | 78.6%-9.3pp | 67.2%+2.1pp |
| Annual return | 11.95% | 17.13%-5.2pp | 70.17%-58.2pp | 1369.70%-1357.8pp |
| Employer contribution / active EE | $1,206 | $2,600-53.6% | $4,347-72.3% | $2,626-54.1% |
| Participant deferral / active EE | $2,487 | $4,505-44.8% | $6,035-58.8% | $4,350-42.8% |
| Admin fee / account holder | $1,707 | $2,234-23.6% | $12,695-86.6% | $1,945-12.2% |